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Services

CONSUMER PROPOSAL

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A consumer proposal addresses unsecured debt that can take on five aspects. What is a consumer proposal?

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Advantages of a Consumer Proposal Over Bankruptcy

BANKRUPTCY

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Bankruptcy clears all unsecured debt within 9 to 21 months and gives an individual a fairly easy “fresh start.” Bankruptcy immediately stops all collection processes by your creditors.

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CREDIT COUNSELLING

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Analyze your current financial situation by going over a monthly spending plan/budget for your individual profile.

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BUDGETING

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Budgeting is the process of creating a plan to spend your money. Budgeting is simply balancing your expenses with your income.

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