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Rather than declaring bankruptcy, more and more people are making offers to pay creditors less than they owe

More than 5,000 Albertans who can’t pay their debts have filed for an insolvency measure known as a consumer proposal this year, far outstripping the 3,600 or so who filed for more traditional bankruptcies.

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Choosing a Debt Consolidation: Important Things to Consider

The idea of debt consolidation is amazing, the facility to merge all the payments into a single one. However, there are a lot of firms that cheat the people and also benefit from the fact that people are in a helpless condition. So, prior to you come to a specific decision, it’s imperative to reflect […]

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How long does a consumer proposal last?

Now that you’ve made the decision to start working towards a fresh financial start, it’s important to have all the information you need to move forward. After all the time you’ve spent struggling with unmanageable debt, the last thing you need is another confusing situation related to your financial distress.

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