Accredited Business

Accredited Business


Calgary: (403) 337-4000

Edmonton: (780) 666-2600

Toronto: (647) 775-0708

Surrey: (778) 800-9957

Lloydminster: (306) 830-5449

All Office Fax: (780) 666-9721

Office Hours:
Monday to Friday: 9am – 6pm
Saturday: By Appointment


Credit Score

Your credit score can impact your life in a variety of ways. Whether it’s to obtain a mortgage, score a new rental unit or gain approval for your choice credit card – having a good credit score is very important. Contact us to learn more.


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(403) 337-4000

(780) 666-2600

(778) 800-9957

(647) 775-0708

(780) 666-2600

Credit Score

What Is Credit Score?

A credit score is calculated based on credit history, payment history, and many other factors. It represents your creditworthiness in the market.

Do You Know Why You Should Have a Good Credit Score?

Have a good credit score Calgary, Edmonton, Lloydminster, Toronto, Surrey & other regions in Canada matters more for credit seeker Canadians because it has excellent advantages, such as:

You Will Have Access to Better Loan Terms:
A good credit score means you can access loans with lower interest rates and reasonable terms.

More Chances of Approval:
A good credit score impresses lenders, and you will be considered a lower-risk borrower, which increases your chances of getting approval.

You Will be Entitled to the Low Deposit Requirement:
Lenders ask for low deposits from borrowers with good credit scores.

You Will Have Good Credit Card Offers:
Credit card issuing companies offer better incentives to applicants with good credit scores.

Good Employment & Housing Opportunities:
Employers and landlords consider credit scores in their screening process. Thanks to your good credit score, you will get better employment and housing opportunities in Calgary, Edmonton, Lloydminster, Toronto, Surrey & other regions in Canada.

How To Increase Your Credit Score?

Of course, increasing your credit score demands patience, time, and financial discipline. At Credit720, our expert credit score consultants provide ways to increase your credit score. For instance,

You Must Pay Bills on Time:
On-time payment is a crucial factor in building a good credit score. Improve your payment history by paying bills on time.

Maintain Low Balance for Credit Cards:
To avoid the negative impacts of a high credit card balance, maintain a low credit card balance.

Minimize Numbers of Accounts:
Opening too many bank/finance accounts may be perceived as a higher risk. So, minimize the number of accounts to maintain a high credit score.

Monitor Your Credit Reports:
Errors, inaccuracies, and disputes in credit reports may lead to lower credit scores. So, check credit reports regularly and take measures to avoid mistakes.

How to Boost Your Credit Score?

At Credit720, our credit consultants offer additional tips to learn how to boost your credit score.

Tip-1: Be An Authorized User
If a person with a good credit score adds you as an authorized user on their credit card, you can build a good credit score. So, ask your family member or close friend for this favor.

Tip 2: Look for Secure Credit Card
If you lack a good credit history, a secure credit card is a good option. With this card, your refundable security deposit will become your credit limit.

Tip-3: Consolidate Your Debts
If you have multiple loan accounts, apply for loan consolidation to merge all debts in a single loan account with lower interest rates.

Credit Score Help

Everyone faces unique circumstances, which require tailored approaches to boost your credit score. Credit720 is a destination for getting credit score help from highly experienced and professional credit score consultants Calgary, Edmonton, Lloydminster, Toronto, Surrey & other regions in Canada. We have helped several individuals, professionals, and businesses overcome credit score-related issues. Would you like to be one of them? Let’s have a phone call to discuss this.