OUR LOCATIONS

Calgary
Ph: (403) 337-4000
Fax: (780) 666-9721
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Edmonton South
Ph: (780) 666-2600
Fax: (780) 666-9721
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Edmonton North
Ph: 780.666.2600
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Lloydminster
Ph: 403.337.4000 & 780.666.2600
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Accredited Business
Calgary

Accredited Business
Edmonton

Warning Signs of Debts

  • Frequently pay bills after their due date
  • Regularly bounce cheques
  • Uses one credit card to pay the minimum amount owing on another card
  • Receives calls from collection agencies
  • Regularly ask friends or family members for loans
  • Utilities being cut off (telephone, hydro, cable)
  • Have cut back on regular budget expenses such as clothing and recreation, or necessities such as food
  • Are considering taking a second job in order to help pay bills
  • Continuously going over your spending limit or you use credit cards as a necessity rather than convenience
  • Wages have been garnished to pay for an outstanding debt
  • Pay only interest charges monthly and do not reduce your total debt over a number of months
  • Co-signing or not understanding what you’re doing.