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A consumer proposal addresses unsecured debt that can take on five aspects.
Advantages of a Consumer Proposal Over Bankruptcy
Bankruptcy clears all unsecured debt within 9 to 21 months and gives an individual a fairly easy “fresh start.” Bankruptcy immediately stops all collection processes by your creditors.
Analyze your current financial situation by going over a monthly spending plan/budget for your individual profile. Ways to Keep and maintain Good Credit.
Budgeting is the process of creating a plan to spend your money. Budgeting is simply balancing your expenses with your income. Creating this spending plan allows you to determine in advance