No one wakes up thinking “Yeah, let’s max out credit card today!” But somehow, life happens, expenses pile up and before we control it, we are start dodging collection calls like a game op pinball. Many Albertans are struggling with high-interest loans, credit card debt and lots of financial stress. Specifically, if you are living in Calgary or Edmonton credit is a big issue. The good news is credit counselling can help you to get back on financial track.

In this blog, we will explore know what credit counselling is, how it works and why it might perfect solution for your particular situation.

What is Credit Counselling?

Credit Counseling: Your financial coach will help you figure out how to get rid of debt without selling your belongings.

Credit counselling in Calgary and credit counselling in Edmonton offers budgeting advice, debt repayment plans and financial education for healthy finance future.

Shortly, it’s a structured plan to help you pay off debt in a way that fits your budget.

How Does Credit Counselling Work?

If you get in touch with a credit counselor, here’s what happens next:

• Free Consultation – The counselor will analyze your finances spending behavior.
• Budgeting Help – Next, the budget plan designed for you will ensure all your monthly bills are paid while you can still enjoy life.
• Debt Management Plan (DMP) – If needed, they will recommended a debt consolidation plan that combine all your debts into one monthly payment while negotiating lower interest rates with creditors on your behalf.
• Financial Superpowers – Strategies on saving money and avoiding falling into debt as well as boosting one’s credit score will be given to you.

Why Credit Counselling Rocks

• No more getting robbed by sky-high interest fees!
• Say goodbye to juggling multiple due dates.
• Yup, those annoying calls STOP once you’re on a DMP.
• No need to go bankrupt.
• You’ll learn smart financial habits so you don’t end up in debt again.

When do I need Credit Counselling?

You might need credit counseling if:

• Your credit card payment never seems to go down.
• You are relying on payday loans to make it to the next paycheck.
• Constant getting calls from debt collectors.
• Thinking about money makes you want to cry.

If any of this sounds familiar, then credit counseling might be EXACTLY what you need!

What’s the best part? Help is available – you just have to take the step! Reach out to credit counseling service Edmonton today and start your journey to financial freedom!

And hey, when you are finally free from debt, treat yourself to that fancy latte – just because you can!